Loans Officers

Advises clients about the risks, consequences, and benefits of alternative lending solutions. Develops loan applications by evaluating applicant information and documentation. Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client’s financial situation. Evaluates loan applications and documentation by informing applicant of additional requirements. Rejects loans by explaining deficiencies to applicants. Schedules and tracks closing dates, contingency dates, and loan lock expirations. Approves loans by issuing checks or forwarding applications to loan committee. Completes loan contracts by explaining provisions to applicant, obtaining signatures and notarizations, and collecting fees. Prepares and submits timely and accurate loan files. Uses state of the art technology to manage loan pipeline and conduct credit and underwriting analysis.

Proven working experience as a Loan Officer Familiarity with computers and banking. Solid understanding of direct/indirect lending products and practices Excellent communication and interpersonal skills Customer satisfaction orientation and sales competencies Ability to work in a goal-oriented environment

Previous working experience as a Loan Officer for (x) year(s) Similar relevant field Hands on experience with computers and banking software Outstanding communication and interpersonal skills Customer orientation and sales competencies